LEVEL ONE – RICS CONDITION REPORT
This service is designed for clients (buyers, sellers and owners) seeking a professional and objective report on the condition of the property at an economic price. As a result, it is less comprehensive than survey level two and survey level three.
This level of service includes a visual inspection that is less extensive than for the other survey levels. No tests of the building fabric or services are undertaken. The report objectively describes the condition of the building, its services and the grounds. It highlights relevant legal issues and any obvious risks to the building, people or grounds. The report is succinct and provides an assessment of the relative importance of the defects and problems. Where the surveyor is unable to reach a conclusion with reasonable confidence, a recommendation for further investigation should be made.
A survey level one report does not include advice on repairs or ongoing maintenance and this, combined with the less extensive inspection, usually means it is better suited to conventionally built, modern dwellings in satisfactory condition. It will not suit older or complex properties, or those in a neglected condition.
LEVEL TWO – RICS HOMEBUYER REPORT
This level of service is for clients who are seeking a professional opinion at an economic price. It is, therefore, less comprehensive than a level three service. The focus is on assessing the general condition of the main elements of a property.
This intermediate level of service includes a more extensive visual inspection of the building, its services and grounds, but still without tests. Concealed areas normally opened or used by the occupiers are inspected if it is safe to do so (typical examples include roof spaces, basements and cellars). The report objectively describes the condition of the different elements and provides an assessment of the relative importance of the defects/problems. At this level, although it is concise, the report does include advice about repairs and any ongoing maintenance issues. Where the surveyor is unable to reach a conclusion with reasonable confidence, a recommendation for further investigations should be made.
This level of service suits a broader range of conventionally built properties and as a result this level of service is unlikely to suit:
• Complex buildings, for example those that have been extensively extended and altered
• Unique or older historic properties
• Properties in a very neglected condition.
In such cases, a survey level two service will often result in numerous referrals for further investigations, an outcome that many clients find disappointing.
LEVEL THREE – FULL BUILDING SURVEY
This is our most detailed level of Survey Report and this service is delivered in accordance with the Home survey standard (1st edition) RICS professional statement and is equivalent to level three. The service consists of a detailed visual inspection of the building, its services and the grounds and is more extensive than a Level 2 survey.
Concealed areas normally opened or used by the occupiers are inspected if it is safe to do so (typical examples include roof spaces, basements and cellars).
Permanent outbuildings are also inspected.
Although the services are not tested, they are observed in normal operation – in other words, they are switched on or off and/or operated where the occupier has given permission and it is safe to do so.
The Report objectively describes the form of construction and materials used for different parts of the property. It describes the condition and provides an assessment of the relative importance of the defects/problems. Additionally it will, where possible:
- Describe the identifiable risk of potential or hidden defects in areas not inspected
- Propose the most probable cause(s) of the defects based on the inspection
- Outline the likely scope of any appropriate remedial work and explain the likely consequences of non-repair.
- Make general recommendations in respect of the priority and likely timescale for necessary work and
- This bespoke Report will, in addition, comment on any areas of specific concern raised by the Client prior to inspection
Where we feel unable to reach the necessary conclusions with reasonable confidence, the matter will be referred for further investigations. These referrals will be made only where deemed to be necessary.
The aim of this level of Report, which suits any domestic property from modern to historic homes in any condition, is to provide the Client with all the information they need to make a decision.
PROFESSIONAL VALUATION REPORTS IN ACCORDANCE WITH THE RICS RED BOOK
In addition to the Reports outlined above, Jigsaw Surveyors also conduct Professional Valuation Reports, in accordance with the RICS Red Book. We are highly experienced in providing these Reports, which may be for the following purposes:-
- Help to Buy schemes, or Staircasing/shared Ownership.
- Valuations where acting as a Single Joint Expert, for example for matrimonial dispute purposes.
- Valuations for Inheritance Tax.
- Building Insurance Reinstatement Cost assessments.
Regulated by RICS